The following Terms and Conditions govern access to and use of EquityBackground.com and are intended to establish clear guidelines for all users of the website. Equity Background reserves the right to amend or update these Terms at any time without prior notice. Users are encouraged to review this page periodically to remain informed of any changes.
1. Terms
By accessing EquityBackground.com, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as all applicable laws and regulations. You further agree that you are responsible for compliance with any applicable local, state, or federal laws. If you do not agree with any part of these Terms, you must discontinue use of the website immediately.
All materials made available on this website are protected by applicable copyright, trademark, and other intellectual property laws.
2. Use License
Permission is granted to temporarily access and view one copy of the materials available on EquityBackground.com for personal, non-commercial, and transitory use only. This permission constitutes a limited license and does not transfer ownership or title.
Under this license, you may not:
- Modify, reproduce, or copy the materials
- Use the materials for commercial purposes or public display
- Attempt to decompile, reverse engineer, or otherwise extract source code from any software contained on the website
- Remove copyright or proprietary notices from the materials
- Transfer the materials to another person or mirror the materials on any other server
This license will terminate automatically if you violate any of these restrictions and may be revoked by Equity Background at any time. Upon termination, you must destroy any downloaded materials in your possession, whether in electronic or printed form.
3. Disclaimer
The materials provided on EquityBackground.com and through associated communications are made available on an “as is” and “as available” basis. Equity Background makes no warranties, express or implied, and disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
Equity Background does not represent or warrant the accuracy, completeness, reliability, or timeliness of any information presented. Content may contain errors or omissions and may be modified or updated at any time without notice. Equity Background does not undertake any obligation to update previously published materials.
4. Editorial Content
Equity Background operates as an informational publisher. All content provided on the website or via electronic communications is general in nature and intended for educational and informational purposes only. No content should be interpreted as personalized financial, legal, or investment advice, nor as a recommendation to buy or sell any security or financial instrument.
Financial markets involve risk, and all investment strategies carry the potential for loss. Users are encouraged to conduct their own research and consult qualified professionals before making financial decisions.
Equity Background may include links to external websites for reference purposes. Such links do not constitute endorsement, and Equity Background is not responsible for the content or practices of third-party sites.
5. Indemnification and Limitation of Liability
To the maximum extent permitted by law, Equity Background and its affiliates, officers, directors, employees, agents, and licensors shall not be liable for any damages arising from the use or inability to use the website or its materials. This includes, without limitation, damages for loss of data, loss of profits, business interruption, or other financial or personal losses.
By using the website, you agree to defend, indemnify, and hold harmless Equity Background and its representatives from any claims, liabilities, damages, or expenses, including reasonable legal fees, arising out of your violation of these Terms or misuse of the website.
6. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Florida, United States, without regard to conflict-of-law principles. You agree to submit to the exclusive jurisdiction of the state or federal courts located within Florida for the resolution of any disputes.
7. Modifications
Equity Background may revise these Terms and Conditions at any time without notice. Continued use of the website following the posting of changes constitutes acceptance of the revised Terms.
8. Text Messaging
Text messaging opt-in data, including consent and phone numbers, is treated as confidential and will not be shared with third parties. All text messaging practices are subject to applicable laws and regulations.
9. SMS Program Terms
Consent to receive automated marketing text messages is not a condition of receiving any services or information from Equity Background. You agree that messages may be sent using an automatic telephone dialing system (ATDS).
Program Name: Equity Background
Description: By opting in, you may receive educational SMS messages and informational alerts related to financial topics, market commentary, and website updates. Message frequency may vary.
Opt-Out: You may cancel SMS communications at any time by replying STOP to any message. You will receive a confirmation upon successful opt-out.
Help: For assistance, reply HELP.
Message and Data Rates: Standard message and data rates may apply based on your mobile carrier plan.
Carrier Disclaimer: Mobile carriers are not responsible for delayed or undelivered messages.
Privacy: SMS opt-in information and consent are not sold or shared with third parties.
10. Contact Information
For questions regarding these Terms and Conditions, please contact:
Business Name: Equity Background
Website: EquityBackground.com
Address: One Collany Rd, Tierra Verde, FL 33715
11. DISPUTE RESOLUTION – BINDING ARBITRATION AND CLASS ACTION WAIVER
ANY DISPUTE RELATING TO YOUR USE OF THIS SITE SHALL BE RESOLVED THROUGH BINDING ARBITRATION UNDER THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION. YOU AGREE TO WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.